Details

Asking Price:: 999999 Size:: 1000 Address:: 123 Pine St Description:: Really cool condo, apparently in downtown Seattle (because I’m pretty sure that’s where this address I made up would be 😜)

Thoughts

Photos

Pros

AttributeValue
Stabilize housing costs (mostly)10
Get in before housing costs rise even more9
Gain financial asset3
Dramatically reduced housing cost after paid off6
Could have pet1
Closer to transit stops4
Nicer washer/dryer2
Space to do things we want to do6
Corner unit3
Score44

Cons

AttributeValue
Pay for own home maintenance4
Less flexibility to move2
Less convenient to drugstore and grocery3
Building is ugly1
No scenic view3
No garden2
$500 more monthly cost (vs. current)3
No workout room1
Bad internet (Comcast)7
Only one elevator2
Have to go farther for trash/recycling1
Score29

Concerns

  • State the thing you’re concerned about here.
    • Once you’ve addressed each concern, you can put the information you learned in a nested list and check off the item with an “x” in the square brackets.
  • This concern hasn’t been addressed yet.

Possible Outcomes

Good

  • Live affordably for longer
  • Sell for big gain
  • Stability

Are these exciting?

Yes

Bad

  • Big assessments
    • Because: Building needs repairs
    • Prevent: Building inspection?
  • Difficulty selling
    • Because: Condo market is weak
    • Because: Seattle housing market weakens
    • Because: Location is not desirable
    • Because: Condo is in disrepair
    • Prevent: Keeping up condo maintenance
    • Because: Better alternatives available to buyers
      • This will be true. No way to prevent. Will affect price.
  • Major interior repairs
    • Because: Unseen problems
    • Prevent: Inspection
    • Because: Accidental damage by us or another owner
    • Prevent: Insurance, leak detection, smoke detectors

Can you stomach these?

Yes

Alternatives

Stay Where We Are

Pros

  • Great location
  • Nice people
  • Well run
  • Scenic view
  • Outdoor space
  • Relatively cheap

Cons

  • Rent may go up
  • May have to move when owner sells

Keep Looking

Pros

  • Might find something better

Cons

  • Might never find anything as good
  • Ultimate purchase may cost more
  • Ultimate purchase may not be as nice
  • More time, effort, and stress to shop

Move to a Different City

Pros

  • May be cheaper
  • May like it more

Cons

  • May be more expensive
  • May not like it as much

Move to a Different Neighborhood

Pros

  • May be cheaper (not very likely in an area we would want to live)
  • May like it more

Cons

  • May be more expensive
  • May not like it as much

Decision

<date>