I’ve researched credit card options to find a card with zero interest on purchases to allow us to make some move-in purchases. These are the best options.
| Card | No-Interest Period | Rewards |
|---|---|---|
| U.S. Bank Platinum Card | 20 | 0 |
| Homestreet Platinum | 20 | 0 |
Thoughts
2021-09-30
Discovered the Homestreet Platinum card. This bank has a branch on California Avenue at the Morgan Junction. The card matches the longest interest free period I’ve found.
I’ve decided against the Chase card. The intro reward isn’t worth chasing, and we don’t spend enough on groceries to make a point or two worth much. ($42/year per percentage reward based on Trader Joe’s spending). We’ll focus instead on a long interest-free period.
2021-09-29
We may get both cards, spend enough on the Chase to get the intro reward, put most purchases on the US Bank card to have extra time to pay them off, and shift grocery purchases to the Chase going forward since it has a 5% reward rate on groceries.